Senate Bill Would Fine Those without Health Insurance
Saturday, July 04, 2009

As part of the government’s effort to create universal health care, Americans who don’t purchase medical insurance coverage would be fined more than $1,000 under a plan currently in the U.S. Senate. Similar to laws requiring motorists to carry auto insurance or else face financial penalties, the creation of “shared responsibility payments” is being touted by Democrats as a way to help make sure all Americans have health insurance. The fines could raise as much as $36 billion over 10 years, according to the Congressional Budget Office.
Using the model established by the Massachusetts legislature for that state’s health care reform, the penalties would amount to about $1,000 a year for individuals and even more for families that refuse to get coverage. Senate aides say the plan would include subsidies for the poor and many middle-class families, but declined to say just how much it would cost to purchase health insurance under the new system.
The Associated Press reported employer-provided coverage in 2008 averaged $12,680 a year for families and $4,704 for individuals, based on data from the Kaiser Family Foundation.
-Noel Brinkerhoff
Health Overhaul in Senate Bill Imposes Penalty on Those Refusing Affordable Medical Coverage (by Ricardo Alonso-Zaldivar, Associated Press)
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